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Terms of Service

All contents of the Service are provided for information and educational purposes only. You agree that the Service should not be interpreted as investment advice, as an endorsement of any security, or as an offer to buy or sell any security. Earnings Reminder and individials associated with Earnings Reminder and ownership are not a registered broker dealer, or financial advisor. Earnings Reminder and ownership does not provide personal investment advice and they do not represent themselves as qualified investment advisors or properly licensed parties.

You also understand and fully agree that, from time to time, any or all of the information providers or their affiliates may hold positions in securities mentioned and that they may trade for their own account based on this information. Members and visitors to Earnings Reminder should assume at all times that any and every stock, ETF, or other investments that is discussed, listed, and or referred to or which appear at the website in any form may also be currently owned by Earnings Reminder, ownership or members of the direct family or could be in both the near and distant future.

Remarks and data comprising the Service are for informational purposes only and are provided without warranty of any kind. In no event will Earnings Reminder or ownership be held liable for any direct, indirect, consequential, or incidental damages arising out of any decision made or action taken by you in reliance on the Service, whether or not caused in whole or part by negligence, oversight, or error. Price data may be sourced from multiple providers. Some price data is provided for free by IEX (https://iextrading.com/api-exhibit-a).

The trading of securities may not be suitable for all potential users of the Service. You should be aware of the risks inherent in the stock market. Past performance does not guarantee or imply future success. You cannot assume that profits or gains will be realized or that any opinion made by Earnings Reminder or ownership will be profitable. Due diligence is necessary for any and all investment or trading decisions to be made by you.

The purchase of securities discussed by at Earnings Reminder may result in the loss of some or all of any investment made. Trading stocks, options, or other investment vehicles are inherently filled with risk of significant and sustained loss.

As one benefit of membership, a playbook is provided in which plays in specific stocks and ETFs are provided. You must keep in mind that the playbook, screens and other research provided at Earnings Reminder is only the first step in the investment and trading process. The stocks shown in the Playbook and or passing any screens do not represent a "recommendation" or "buy" list.

Before making any investment decisions, it is important to perform sufficient due diligence to identify those stocks that match your investing risk tolerances, any constraints and personal strategies. All plays and stock screens provide results which can result in investment loss. Members are highly encouraged to do their own homework before buying or selling any stock. Members are highly encouraged to employ stop losses on every investment to protect against significant loss.

Earnings Reminder highly recommends that you consult a stockbroker or financial advisor before buying or selling securities, or making any investment decisions. You assume the entire cost and risk of any investing and/or trading you choose to undertake.

All information provided by Earnings Reminder or ownerhip personally is obtained from sources believed to be accurate and reliable. However, due to the number of sources from which information on the Service is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions, or inaccuracies in such information. Earnings Reminder does not warrant the accuracy, completeness, correctness, merchant ability, or fitness for a particular purpose of the information available through the service.

No stock or ETF featured on this website has paid a fee, or otherwise compensated Earnings Reminder, or ownership, for their appearance, coverage, and/or favorable opinion. In addition, Earnings Reminder, ownership, or members of ownwership's family, do not receive any compensation for websites referred to, linked to, nor do I accept advertisements for a fee.

The opinions expressed about the stocks, funds, options, markets and other investments mentioned on this site or through any service I offer is purely the result of independent research conducted by Earnings Reminder and ownership, and are not offers or solicitations to buy or sell the securities mentioned.

Private Membership

The membership is private and memberships may be revoked at any time for any reason without any notification. Ownership, or owernships employees may terminate a membership for any reason or no reason without notice. Ownership or his employees may also determine at their sole discretion who is invited to the membership.

No Refund Policy

You may cancel and end your membership at any time. However, no refunds will be provided for any reason.

Violations of this member agreement (like through password sharing or posting the content) will result in immediate termination without notice or refund. Members assume the risk that if they are believed to be in violation of any term of this agreement by Earnings Reminder and ownership, that their membership will be terminated.

Membership Dues Will Change

Earnings Reminder and ownership reserves the right to change the amount of membership dues for new members as well as for renewals at any time, for any reason, without any notification. Members do not posses any grandfather or acquired rights to past pricing, nor are they eligible for discounted pricing if dues are later increased, lowered, changed or modified.

Length Of Service

Your membership will expire no earlier than 1 calendar month from the day you became a member. We reserve the right and may at time elect, but are in no way required, to add additional time to your membership for billing purposes.

Vacation/Sick Leave Policy

Twelve weeks of vacation/sick leave time for Earnings Reminder and ownership are automatically included each year as part of your agreement in becoming a member. During these periods, reports and other services provided may be infrequent, limited, and/or non-existent.

Privacy Policy

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy. Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law. We will only retain personal information as long as necessary for the fulfillment of those purposes. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date. We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. We will make readily available to customers information about our policies and practices relating to the management of personal information. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

Copyright and Limitations on Use

The Service is the property of Earnings Reminder may only be displayed, formatted and printed for your personal, non-commercial use.

You agree not to reproduce, distribute, share, sell, publish, broadcast, or circulate any report, information, research, charts, website pages or drawings received to anyone without our prior written consent. You may not publish or share any content from this website, newsletter, email alerts, message boards, reports, and all other content I offer to news groups, mail lists or electronic bulletin boards, or to other individual(s) or parties without my prior written consent.

Membership is provided on an individual basis. No passcode sharing is allowed, unless permission is granted in writing by an employee of Earnings Reminder. Activity at the members' only website is monitored closely to watch for any unauthorized use. At any time, Earnings Reminder may cancel the membership, with or without cause, or notification if a violation of this agreement is even suspected and no refund will be given for any fees and donation(s) previously received. Copying and/or electronic transmission of any content of the Service is a violation of copyright law.

All information sent to Earnings Reminder becomes the property of Earnings Reminder. All information can be used at ownership's sole discretion.

Earnings Reminder and ownership reserves all rights to the intellectual property, even rights unknown or unrealized by current laws. Earnings Reminder is a registered trademark and cannot be used without written permission for any reason whatsoever. Any graphics, titles, layout, information, email newsletters, training courses, manner of doing business, etc. contained on the website is fully protected by current patent, copyright, and trademark law.

In addition, if any person who accesses information at any time past or present is discovered to have resold my website content, shared your passcode to allow unauthorized access, or posted my members only website content for free, shall be in violation of this agreement which remains in force even after your membership expires or is terminated. You agree to pay me no less than $10,000 dollars per violation.

Links to Other Websites

Our products and services may contain links to other Internet web sites or resources. Earnings Reminder does not control or endorse such other web sites, nor will it review or approve any content that appears on such other web sites. You acknowledge and agree that Earnings Reminder and ownership shall not be held responsible for the legality, accuracy, or inappropriate nature of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content.

RSS Feeds

Fair use of the RSS feeds of Earnings Reminder is permitted for third party use as long as a direct link is provided to Earnings Reminder at the website/service in which those feeds appear. At no time may full posts appear on other websites/services without the prior written permission of ownership. The RSS feeds may also not access any members only content to share or be published openly.

Honorary Memberships

Earnings Reminder may elect to provide honorary or free memberships to certain individuals. Honorary members are still subject to the same agreement and rules and regulations. Honorary memberships can be revoked at any time, for any reason, without notification.

Contests

From time to time, contests with prizes will be offered. Contest rules must be followed for members to be eligible for those contest(s). Earnings Reminder reserves the right to withhold, limit, and/or modify those terms as deemed necessary.

Code of Conduct

While visiting the website, you agree not to: Restrict or inhibit any other visitor or member from using any product or service, including, without limitation, by means of hacking or cracking; or defacing any portion of Earnings Reminder web site; Use any product or service for any unlawful purpose; Express or imply that any statements you make are endorsed by us, without our prior written consent; Transmit (a) any content or information that is unlawful, fraudulent, threatening, harassing, abusive, libelous, defamatory, obscene or otherwise objectionable, or infringes on our or any third party's intellectual property or other rights; (b) any material, non-public information about companies without the authorization to do so; (c) any trade secret of any third party; or (d) any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities, or other unsolicited commercial communication (except as otherwise expressly permitted); Engage in spamming; Transmit any software or other materials that contain any virus, worm, time bomb, Trojan horse, or other harmful or disruptive component; Modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of any of Earnings Reminder web site; Remove any copyright, trademark, or other proprietary rights notices contained at Earnings Reminder web site; or any part of the Earnings Reminder without my prior written authorization; Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, data mine, or in any way reproduce or circumvent the navigational structure or presentation of any product or service or its contents; Harvest or collect information about visitors to or members of Earnings Reminder without their express consent; or Permit anyone without an account or subscription to use any product or service through your subscription, user name or password.

Failure to Access Service

You agree that we are not responsible for your inability to log-on to Earnings Reminder website, either because of poor Internet connections, incorrect typing of log-ins or passwords, and/or browser incompatibility. We will make every effort to ensure that our servers remain operational with adequate performance and response time. However, there may be times when our servers are down or response time is slow due to power outages, network problems, regular maintenance, website upgrades, or high traffic volumes. You agree that neither we, nor our suppliers, are responsible or liable, for any loss or damage caused by your inability to use or access the Service, whether or not caused in whole or part by our negligence.

Email Delivery

Earnings Reminder and ownership send updates and newsletters through email. We cannot guarantee the delivery or receipt of these updates and newsletters. Email providers at times may institute blocks, filters and/or delete our emails automatically as they are sent via bulk email software and servers. It is the members sole responsibility to work with their email provider to overcome any such blocks or filters employed that prevent the emails from reaching you.

Hackers & Security Breaches

While Earnings Reminder has taken numerous steps to protect and safeguard your information online, as a member you agree to hold Earnings Reminder NOT liable for any security breach or hacker attack which occurs at the site. Earnings Reminder will not be liable even if the attack or security breach could have been reasonably avoided in some way. As a member, you realize and accept that information online is always at risk and therefore vulnerable. As a member and by your use of Earnings Reminder, you accept full and complete responsibility for your information it at all times. As a member, you also agree never to use the same password and email address for Earnings Reminder as you do for other websites or accounts, especially those linked directly to financial accounts including those at your broker, email, and similar which have access to your information and money.

Death or Disability

Upon the death or disability Earnings Reminder, this website and membership will be closed and any membership rights will be terminated without refund. Neither ownership and/or the heirs of his estate are to assume no responsibility, financial or otherwise, for continuing the website or fulfilling membership services or obligations that existed before his death or disability. Ownership of the website and all rights under this agreement may also be transferred and sold to a third party in such an event without the members' consent or notification.

Indemnification, Governing Law, & Jurisdiction

You agree to defend, indemnify, and hold us, our employees, and other representatives harmless from and against all liabilities, damages, claims, actions, costs, expenses (including attorneys fees), in connection with or arising from your breach of this Agreement.

This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision of this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. This Agreement shall be deemed to have been made in the State of Ohio, and shall be governed by the laws of the State of Ohio, exclusive of its rules governing choice of law and conflict of laws. The parties expressly stipulate to jurisdiction in Cincinnati, Ohio. As an implied condition of use of the services provided, Earnings Reminder and ownership has the sole right to choose the proper forum and/or jurisdiction for any proceeding and may, at its own option, require each party to submit to alternative forms of dispute resolution including binding arbitration to resolve any and all dispute or claims as determined necessary and/or desirable.

YOU AGREE THAT IF ANY APPLICABLE AUTHORITY HOLDS ANY PORTION OF THIS LEGAL AGREEMENT, THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO OWNERSHIP FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION SHALL BE THE TOTAL AMOUNT PAID BY YOU, IF ANY, FOR ACCESS TO EARNINGSS REMINDER OR ANY SERVICE OFFERED BY OWNERSHIP AT EARNINGSS REMINDER WEBSITE WITHIN THE PAST CALENDAR YEAR.

THIS AGREEMENT WAS LAST UPDATED ON OCTOBER 19, 2017.

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